Citi PremierMiles MasterCard Credit Card Reviews 2024

Citi PremierMiles MasterCard

The Citibank PremierMiles MasterCard has a high miles per dollar (MPD) rate that gets higher with selected merchants, and miles that never expire. This card is best for frequent travellers as cardmembers will also enjoy complimentary insurance coverage and VIP access to airport lounges worldwide.

SingSaver Team Cashback vs Team Airmiles Grand Lucky Draw: Up to 31x Chances to win a Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320,000 Max Miles)

• Promotion is valid for new and existing Citibank / Standard Chartered / HSBC / DBS / UOB / Maybank credit cardmembers
• Apply for participating products through SingSaver and fulfil existing eligibility requirements to receive 1 chance in the Grand Lucky Draw

1 lucky winner will receive One Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320K Max Miles)Includes personal concierge service (provided by Heymax) to help you get the most out of your trip

• Get more chances in the Grand Lucky Draw by completing additional actions:

Receive 1x Chance for every successful application of participating credit cards during the campaign period (14x Chances total)

Receive 1x Bonus Chance if your team wins in the Team Cashback vs Team Airmiles Campaign (7x Chances total)

Receive 10x Bonus Chances if you participate in the Team Cashback vs Team Airmiles Instagram game:

1. Follow @singsaver_sg on Instagram
2. Post a story using the Campaign Instagram Game Filter and tag @singsaver_sg
3. DM your card application reference number (ARN) to us @singsaver_sg

• SingSaver Team Cashback vs Team Airmiles Grand Lucky Draw Campaign runs from 8 May 2024 5:00 PM SGT to 21 May 2024
• Terms and Conditions apply
• Frequently Asked Questions here

SingSaver Team Cashback vs Team Airmiles Campaign: Get 10,000 Bonus Max Miles

• Promotion is valid for new Citibank credit cardmembers only
• Apply for the Citi PremierMiles Card through SingSaver and make a min. spend of S$500 within 30 days of card approval to qualify for the Team Cashback vs Team Airmiles campaign

Stand a chance to win 10,000 Max Miles on top of existing rewards when Team Airmiles wins

Each successful Citi PremierMiles Card application contributes 1 point to Team Cashback. The total points will be calculated at the end of the round to determine the winning team

• Team Cashback vs Team Airmiles Campaign Round 1 runs from 8 May 2024 5:00 PM SGT to 21 May 2024
• Terms and Conditions apply
• Frequently Asked Questions here

SingSaver Rewards Upgrade Campaign: Receive premium rewards worth up to S$2,128; or Apple Macbook Air 256GB 13 inch (M3 chip) (worth S$1,599); or Apple iPhone 15 Pro 128GB (worth S$1,664.25); or Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128)

• Promotion is valid for new Citi credit cardmembers only
• Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:

S$999 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)

S$999 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)

S$1,488 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)

• Reward Upgrade will replace SingSaver Exclusive promotional reward
• Promotion is valid until 2 June 2024
• More information about the Rewards Upgrade here
• Terms and Conditions apply

SingSaver Exclusive Promotion: Receive a Dyson Supersonic™ hair dryer (worth S$699) or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30) or 15,600 KrisFlyer miles or S$350 eCapitaVoucher or S$300 cash via PayNow

• Promotion is valid for new Citi credit cardmembers only
• Apply for the Citi PremierMiles Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
• Promotion is valid until 2 June 2024
• Terms and Conditions apply

Product Page Transparency

• Pays to access additional features

Card Features & Details

1) Key Features

• Earn Citi Miles with every S$1 spent
• Citi Miles never expire, never worry about miles expiry ever again
• Worldwide Airport Lounge Access
• Up to S$1 million travel insurance coverage when purchasing travel tickets with Citi PremierMiles MasterCard

2) Benefits

Earn Citi Miles

• 1.2 Citi Miles per S$1 local spend
• 2 Citi Miles per S$1 foreign currency spend
• Up to 7 Citi Miles per S$1 spend on Agoda hotel bookings
• Up to 10 Citi Miles per S$1 spend on Kaligo
• 10,000 Citi Miles renewal bonus on card anniversary
• Citi Miles never expire
• Redeem Citi Miles anywhere

Citibank Promotions & Privileges

• Enjoy great travel deals thanks to Citi
• Citi World Privileges allows you to enjoy deals and discounts locally and in over 90 countries, from travel, dining to shopping.
• Citibank Gourmet Pleasures gets you the best dining deals at over 1,000 locations across Singapore.
• Online Shopping Deals give you offers and promotions with your favourite online brands such as Shopee and Lazada, year-round.

3) Eligibility

• Age: 21 years old and above
• Citizenship: Singaporeans, PRs and Foreigners
• Minimum annual income:
• S$30,000 for Singaporeans/PRs
• S$42,000 for Foreigners

4) Fees & Charges

• Annual principal fee: S$196.20 (inclusive of GST) 
• Supplementary card annual fee: S$97.20
• Late payment fees: S$100
• Repayment grace period: Depends on monthly credit card statement
• Minimum monthly payment:
• If Current Balance is S$0 to =S$50
• The minimum payment is the Current Balance
• If Current Balance is >=S$50
• The minimum payment amount is specified in your statement of account and is computed by taking a greater of – 
• (a) (i) 1% of the current balance; plus 
• (ii) 1% of any outstanding unbilled instalment amounts; plus 
• (iii) all interest charges (including interest charged under our instalment plans); plus 
• (iv) all upfront service fees for our instalment plans; plus 
• (v) late payment charges; or 
• (b) S$50;
• plus any overdue amounts. 
• Cash advance charges: S$15 or 8% of the amount drawn, whichever is higher.
• Overlimit fee: S$40, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds the customer’s combined credit limit on any day within the statement period.

Frequently Asked Questions

Can you enjoy annual fee waiver for the Citi PremierMiles MasterCard?

• The annual fee for the Citi PremierMiles MasterCard of S$196.20 (inclusive of GST) is not waived for the first year

Who should apply for the Citi PremierMiles MasterCard?

• For travellers who use miles that spend regularly overseas and locally
• People who do not want to worry about miles expiry

What is the minimum income requirement for the Citi PremierMiles MasterCard?

• Singapore/PR: Minimum Income of S$30,000
• Foreigners: Minimum Income of S$42,000