Citi Cash Back Plus Credit Card Reviews 2024
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Summary
Citi Cash Back Plus Card
Citibank Cash Back Plus Card is a no-frills cash back credit card that offers a simple flat cash back rate without any minimum spend. It is perfect for high-spenders who can make full use of the unlimited cash back.
SingSaver Team Cashback vs Team Airmiles Grand Lucky Draw: Up to 31x Chances to win a Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320,000 Max Miles)
- Promotion is valid for new and existing Citibank / Standard Chartered / HSBC / DBS / UOB / Maybank credit cardmembers
- Apply for participating products through SingSaver and fulfil existing eligibility requirements to receive 1 chance in the Grand Lucky Draw
1 lucky winner will receive One Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320K Max Miles)Includes personal concierge service (provided by Heymax) to help you get the most out of your trip
- Get more chances in the Grand Lucky Draw by completing additional actions:
Receive 1x Chance for every successful application of participating credit cards during the campaign period (14x Chances total)
Receive 1x Bonus Chance if your team wins in the Team Cashback vs Team Airmiles Campaign (7x Chances total)
Receive 10x Bonus Chances if you participate in the Team Cashback vs Team Airmiles Instagram game:
- Follow @singsaver_sg on Instagram
- Post a story using the Campaign Instagram Game Filter and tag @singsaver_sg
- DM your card application reference number (ARN) to us @singsaver_sg
- SingSaver Team Cashback vs Team Airmiles Grand Lucky Draw Campaign runs from 8 May 2024 5:00 PM SGT to 21 May 2024
- Terms and Conditions apply
- Frequently Asked Questions here
SingSaver Team Cashback vs Team Airmiles Campaign: Get S$100 Bonus Voucher
- Promotion is valid for new Citibank credit cardmembers only
- Apply for the Citi Cash Back+ Card through SingSaver and make a min. spend of S$500 within 30 days of card approval to qualify for the Team Cashback vs Team Airmiles campaign
Stand a chance to win S$100 bonus voucher on top of existing rewards when Team Cashback wins
Each successful Citi Cash Back+ Card application contributes 1 point to Team Cashback. The total points will be calculated at the end of the round to determine the winning team
- Team Cashback vs Team Airmiles Campaign Round 1 runs from 8 May 2024 5:00 PM SGT to 21 May 2024
- Terms and Conditions apply
- Frequently Asked Questions here
SingSaver Rewards Upgrade Campaign: Receive premium rewards worth up to S$2,128; or Apple Macbook Air 256GB 13 inch (M3 chip) (worth S$1,599); or Apple iPhone 15 Pro 128GB (worth S$1,664.25); or Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128)
- Promotion is valid for new Citi credit cardmembers only
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$999 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$999 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,488 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
- Reward Upgrade will replace SingSaver Exclusive promotional reward
- Promotion is valid until 2 June 2024
- Terms and Conditions apply
SingSaver Exclusive Promotion: Receive a Sony HT-AX7 Portable Theatre System (worth S$769) or Dyson Supersonic™ hair dryer (worth S$699) or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher or S$300 cash via PayNow
- Promotion is valid for new Citi credit cardmembers only
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 2 June 2024
- Terms and Conditions apply
Product Page Transparency
- Pays to access additional features
Frequently Asked Questions
Why you should apply for Citi Cash Back Plus Card?
- Cashback is unlimited with the Citi Cash Back Plus Card
- Simple flat 1.6% Cashback rate across all transactions with no minimum spend with the Citi Cash Back Plus Card
Can you enjoy annual fee waiver for Citi Cash Back Plus Card?
- Yes, the annual fee for the Citi Cash Back Plus Card of $196.20 (inclusive of GST) is waived for the first year
Who should apply for the Citi Cash Back Plus Card?
- High spenders with enough expenses incurred to make full use of the unlimited Cashback on offer from the Citi Cash Back Plus Card
- Fuss-free credit card users
What is the minimum income requirement for the Citi Cash Back Plus Card?
- Singapore/PR: Minimum Income of S$30,000
- Non-Singaporean Minimum Income of S$42,000
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
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Summary
Citi Cash Back Plus Card
Citibank Cash Back Plus Card is a no-frills cash back credit card that offers a simple flat cash back rate without any minimum spend. It is perfect for high-spenders who can make full use of the unlimited cash back.
SingSaver Team Cashback vs Team Airmiles Grand Lucky Draw: Up to 31x Chances to win a Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320,000 Max Miles)
- Promotion is valid for new and existing Citibank / Standard Chartered / HSBC / DBS / UOB / Maybank credit cardmembers
- Apply for participating products through SingSaver and fulfil existing eligibility requirements to receive 1 chance in the Grand Lucky Draw
1 lucky winner will receive One Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320K Max Miles)Includes personal concierge service (provided by Heymax) to help you get the most out of your trip
- Get more chances in the Grand Lucky Draw by completing additional actions:
Receive 1x Chance for every successful application of participating credit cards during the campaign period (14x Chances total)
Receive 1x Bonus Chance if your team wins in the Team Cashback vs Team Airmiles Campaign (7x Chances total)
Receive 10x Bonus Chances if you participate in the Team Cashback vs Team Airmiles Instagram game:
- Follow @singsaver_sg on Instagram
- Post a story using the Campaign Instagram Game Filter and tag @singsaver_sg
- DM your card application reference number (ARN) to us @singsaver_sg
- SingSaver Team Cashback vs Team Airmiles Grand Lucky Draw Campaign runs from 8 May 2024 5:00 PM SGT to 21 May 2024
- Terms and Conditions apply
- Frequently Asked Questions here
SingSaver Team Cashback vs Team Airmiles Campaign: Get S$100 Bonus Voucher
- Promotion is valid for new Citibank credit cardmembers only
- Apply for the Citi Cash Back+ Card through SingSaver and make a min. spend of S$500 within 30 days of card approval to qualify for the Team Cashback vs Team Airmiles campaign
Stand a chance to win S$100 bonus voucher on top of existing rewards when Team Cashback wins
Each successful Citi Cash Back+ Card application contributes 1 point to Team Cashback. The total points will be calculated at the end of the round to determine the winning team
- Team Cashback vs Team Airmiles Campaign Round 1 runs from 8 May 2024 5:00 PM SGT to 21 May 2024
- Terms and Conditions apply
- Frequently Asked Questions here
SingSaver Rewards Upgrade Campaign: Receive premium rewards worth up to S$2,128; or Apple Macbook Air 256GB 13 inch (M3 chip) (worth S$1,599); or Apple iPhone 15 Pro 128GB (worth S$1,664.25); or Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128)
- Promotion is valid for new Citi credit cardmembers only
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$999 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$999 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,488 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
- Reward Upgrade will replace SingSaver Exclusive promotional reward
- Promotion is valid until 2 June 2024
- Terms and Conditions apply
SingSaver Exclusive Promotion: Receive a Sony HT-AX7 Portable Theatre System (worth S$769) or Dyson Supersonic™ hair dryer (worth S$699) or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher or S$300 cash via PayNow
- Promotion is valid for new Citi credit cardmembers only
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 2 June 2024
- Terms and Conditions apply
Product Page Transparency
- Pays to access additional features
Frequently Asked Questions
Why you should apply for Citi Cash Back Plus Card?
- Cashback is unlimited with the Citi Cash Back Plus Card
- Simple flat 1.6% Cashback rate across all transactions with no minimum spend with the Citi Cash Back Plus Card
Can you enjoy annual fee waiver for Citi Cash Back Plus Card?
- Yes, the annual fee for the Citi Cash Back Plus Card of $196.20 (inclusive of GST) is waived for the first year
Who should apply for the Citi Cash Back Plus Card?
- High spenders with enough expenses incurred to make full use of the unlimited Cashback on offer from the Citi Cash Back Plus Card
- Fuss-free credit card users
What is the minimum income requirement for the Citi Cash Back Plus Card?
- Singapore/PR: Minimum Income of S$30,000
- Non-Singaporean Minimum Income of S$42,000
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
📣 SIGN-UP BONUS
Score a Sony HT-AX7 Portable Theatre System or a Dyson Supersonic™ hair dryer or an Apple iPad 9th Gen or S$350 eCapitaVoucher or S$300 Cash. Top up extra cash to receive a reward upgrade worth up to S$2,128. Plus, enjoy 1x chance to win a Pair of Return Business Class Tickets to Switzerland, Zurich (worth 320K Max Miles)!
Valid till 21 May 2024. T&Cs apply.
3.5
27 Reviews
Service Rating
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Posted 26 Mar 2024
Purchased
Citi Cash Back Plus Card
[Cashback Card] [Useful For...] - Daily spending - there is no minimum spend so it is really a fuss-free card that everyone need to have - the app interface is really easy to use - it processes your transactions really fast and you are able to see your full transaction in almost real time [Promotions and Perks] - sign up with moneysmart or singsaver as there is always sign up bonus/gifts!! [Card Hacks] - pair it with instarem/nium card for more perks!! [Customer Service] - super efficient and helpful - dont have to wait/listen to the music. the customer service staff picks up the call really fast!! [Bill Payment] - fast and simple interface to use!0
What are your thoughts?Posted 11 Oct 2022
Purchased
Citi Cash Back Plus Card
Applied with moneysmart for the free iPad. Good condition and card easy to use and pay bills. Fee waiver also have a dedicated line for it0
What are your thoughts?Posted 17 May 2022
Purchased
Citi Cash Back Plus Card
[Useful For...] Everyday use. I use this for everything including taking the public transport, groceries, shopping, even topping up grab/shopee pay [Promotions and Perks] Has a certain % of cashback every time you make a purchase so am quite happy. Best is accumulate the cashback till $50 and you can one shot use the cashback. [Fee Waivers] Fee waiver is super smooth and easy. Is an automated call so just follow the instructions carefully and you can waive the annual fee. [Bill Payment] Easy too. Using another bank to pay bills for this was quite smooth and quick. Will take a few days to reflect the payment but overall still ok0
What are your thoughts?Posted 21 Oct 2021
Purchased
Citi Cash Back Plus Card
Easy to maintain with no minimum spend and do not have to constantly worry about hitting ‘target’ in order to get more rebate. Super straight forward to redeem the cashback too!0
What are your thoughts?Posted 24 Jul 2021
Purchased
Citi Cash Back Plus Card
Cashback rate of 1.6% was highest in the market until UOB Absolute came in, nevertheless, their partnerships with various dining merchants came in handy0
What are your thoughts?Posted 31 Mar 2023
Purchased
Citi Cash Back Plus Card
[Cashback Card] Good for large spendings as there is no cap to cashback limit. Use for wedding, furniture etc. Other than that, other CCs do provide more niche usage with higher cashback. If you are lazy, this card can be your go-to as well.0
What are your thoughts?Posted 11 Oct 2022
Purchased
Citi Cash Back Plus Card
[Useful For...] Everyday purchases. Able to get cashback on most spending. [Bill Payment] Easy bill payment, done so through another bank account and just had to add card as payee. [Cashback Card] Loved that there isn't a cap on cashback or any minimum monthly spend required.0
What are your thoughts?Posted 17 Jan 2022
Purchased
Citi Cash Back Plus Card
Cashback card that requires you to accumulate in up to certain denominations and then you have to send sms to claim the cashback in the following billing statement. Not automatic cashback!0
What are your thoughts?Posted 05 Oct 2021
Purchased
Citi Cash Back Plus Card
[Cashback Feature] This is one of my main credit cards right now as there is no minimum spend and a simple 1.6% cashback. I have to SMS to redeem the cashback, but its easily tracked on the app how much I have remaining. I find it easy to accumulate cashback with my regular spending habits and it simplifies my life since I don't have to exchange points and so on. [Promotions] I was new to Citi cards so I joined using the $350 cashback promo. That was pretty good, although it took awhile and the promo was a little manual so onus was on me to submit required details to receive the $350 cashback. [App] It's a pretty good app experience and recently they've added more features to make opening a linked bank account easier. I like how they're digitizing and the app is user friendly. [Bill Payment] No hassle. I just use FAST to pay my bills.0
What are your thoughts?12 May 2021
Purchased
Citi Cash Back Plus Card
Works well. If you have big purchases, you can benefit from the cashback. Cashback comes in SMS. It is not the most intuitive but i guess it works.0
What are your thoughts?
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Benefits of Citi Cash Back Plus Card
- Citi Cash Back+ Card gives you 1.6% UNLIMITED cash back on your spend*
- With no minimum spend requirement and no limit on cash back earned.
- The cashback you earn goes directly into your account and does not expire.
- Redeem your cashback for cash rebate or offset your purchases easily via SMS.
- First-year credit card fee gets waived
- First-timers get a Welcome Gift of 4.5% cashback - consisting of 1.6% base rate + 2.9% bonus rate, in the first 3 months. For this limited-time promotion, cashback is capped at S$225 casback. Promotion valid till 31 May 2021.
- Enjoy Citi World Privileges like exclusive deals from dining to shopping.
- Complimentary travel insurance when you charge your airfare to your Citi Cash Back+ Card
- Ability to link EZ-Pay to your Citi Cash Back+ Card allowing you to conveniently access Electronic Road Pricing (ERP) gantries islandwide.
*Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember’s Agreement
Eligibility: Who can apply for Citi Cash Back+ Card
- Age: 21 years old and above
- Income: S$30,000 annually for Singaporeans and Permanent Residents, or S$42,000 per annum for Foreigners.
Documents required for application of Citi Cash Back Plus Card:
- For Salaried Employees: A copy of your NRIC/passport, latest original computerized pay slip or Tax Notice of Assessment or last 12 months CPF statement.
- For Self-Employed Individuals: A copy of your NRIC/passport, last 2 years Income Tax Notice of Assessment and last 3 months' bank statements.
- For Foreigners: A copy of your passport and work permit, a copy of utility or telephone bill or bank statement with applicant's name and address, Income Tax Notice of Assessment and latest original computerized pay slip.
Fees for Citi Cash Back+ Card
- Main Card: S$196.20 (inclusive of GST)
- Supplementary Card: S$96.30 (inclusive of GST)
- First year fee waived for Main and two (2) Supplementary Cards
Contact Citibank
- Apply Online, via the link above, or Visit your nearest Citibank branch
- Tel: 6225 5225
Contact us at [email protected] should you require any assistance or spot any inaccuracies.
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